Non-custodial yield
Openhand is a web interface, not a bank and not a custodian. Connect a wallet, browse live yield, and sign deposits and withdrawals yourself. Openhand never holds your funds. There is no pooled vault and no admin key.
CAD / Interac USDC checkout is Transak, a third party. Transak is the merchant of record for that checkout. See About, Terms, Privacy, and Buy USDC.
How it works
Email or a passkey creates a wallet via Privy. You can also connect MetaMask, Rainbow, or WalletConnect. Openhand does not store keys.
Buy with CAD through Transak (their checkout, their identity checks) or send USDC you already hold. Funds arrive in your wallet, not ours.
Browse live rates and pick any card. Your wallet signs the protocol transaction. There is no featured pick and no pooled Openhand vault.
Supply USDC to Moonwell on Base (mUSDC). The rate shown is compounded Base APY (borrower interest auto-compounds into mUSDC) — the same figure moonwell.fi labels Supply APY. WELL rewards are a separate claim and are not included. Withdraw underlying anytime.
Explore this card →Convert CRV to cvxCRV and stake it in one transaction, earning a share of Convex's boosted Curve rewards (CRV, CVX, and crvUSD). This conversion is one-way — cvxCRV cannot be converted back to CRV, only traded or unstaked as cvxCRV.
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Deposit USDC into the Yearn v3 vault "yvUSD". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Steakhouse High Yield USDC — curated Morpho Blue vault. Deposit USDC, earn borrower interest across allocated markets. ERC-4626 withdraw anytime (subject to market liquidity).
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Deposit USDC into Maple's syrupUSDC pool (institutional private credit). Withdrawals enter a FIFO queue — often hours to a couple of days, and Maple documents waits of up to 30 days when liquidity is tight. First-time wallets must complete Maple's lender authorization on syrup.fi.
Explore this card →Supply USDC to Compound III (Comet). Earn the floating supply APY; withdraw anytime. Battle-tested lending market on L2.
Explore this card →Deposit USDC into Fluid (Instadapp) fUSDC — unified liquidity layer earning lending yield. ERC-4626 redeem anytime subject to liquidity.
Explore this card →Steakhouse High Yield USDC — curated Morpho Blue vault. Deposit USDC, earn borrower interest across allocated markets. ERC-4626 withdraw anytime (subject to market liquidity).
Explore this card →Deposit USDC into Fluid (Instadapp) fUSDC — unified liquidity layer earning lending yield. ERC-4626 redeem anytime subject to liquidity.
Explore this card →Gauntlet USDC Prime — curated Morpho Blue vault. Deposit USDC, earn borrower interest across allocated markets. ERC-4626 withdraw anytime (subject to market liquidity).
Explore this card →Deposit USDC into the Yearn v3 vault "yvUSDC-H". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Deposit USDC into the Yearn v3 vault "TYD". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Supply USDC to Aave v3 on Base and earn variable interest paid by borrowers. Withdraw anytime, subject to available pool liquidity.
Explore this card →Supply USDC to Aave v3 on Ethereum and earn variable interest paid by borrowers. Withdraw anytime, subject to available pool liquidity.
Explore this card →Swap USDC 1:1 into sUSDS through Spark's PSM (no protocol swap fee beyond gas). sUSDS accrues the Sky protocol rate. Swap back to USDC the same way. Not deposit-insured.
Explore this card →Deposit USDC into the Yearn v3 vault "yvFlexUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Gauntlet USDC Prime — curated Morpho Blue vault. Deposit USDC, earn borrower interest across allocated markets. ERC-4626 withdraw anytime (subject to market liquidity).
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Steakhouse USDC — curated Morpho Blue vault. Deposit USDC, earn borrower interest across allocated markets. ERC-4626 withdraw anytime (subject to market liquidity).
Explore this card →Supply USDC to Compound III (Comet). Earn the floating supply APY; withdraw anytime. Battle-tested lending market on L2.
Explore this card →Supply USDC to Aave v3 on Arbitrum One and earn variable interest paid by borrowers. Withdraw anytime, subject to available pool liquidity.
Explore this card →Deposit USDC into the Yearn v3 vault "ysUSDC". Yearn auto-routes deposits across underlying strategies to optimize risk-adjusted yield; withdraw anytime via ERC-4626 redeem.
Explore this card →Stake ETH with Lido and receive stETH, which accrues staking rewards daily via rebase. Withdrawals go through a request queue and typically take 1-5 days to become claimable — not instant.
Explore this card →